Yapı Kredi is one of the first nationwide commercial banks in Turkey, established in 1944, and positioned as the fourth largest publicly owned bank in Turkey by its asset size. The bank iso owned by the joint venture structured by two Fortune Global 500 companies, Koc Holding and UniCredit. Assets of the bank include the credit cards, assets under management, non-cash loans, leasing, factoring, private pension funds and non-life insurance. The combined financial services network of the bank consists over 13 million customers and 835 branches across the country.