The PRB Commitment to Financial Health and Inclusion has concluded. Read what banks achieved in five years, and how the work continues through PRB. Read the report
35
banks signed the commitment
93%
28 of 30 active banks delivered a qualifying target
79%
22 of 28 banks with a target went beyond access or output measures
Source: UNEP FI (2026), From Ambition to Action.
About the commitment
Launched in 2021 by 28 founding signatories, the Commitment was a time-bound joint effort under the Principles for Responsible Banking. Each signatory committed to set specific, measurable targets on financial health and inclusion within 18 months of signing and to report on progress through PRB. Thirty banks remained active to its close.
What it achieved
The impact report, From Ambition to Action: Five Years of Advancing Financial Health and Inclusion in Banking (2026), documents five years of bank practice, including stronger target-setting across the wider PRB membership. It finds that the Commitment contributed to this progress alongside regulation and other influences, and that monitoring outcomes for customers remained the weakest area.
What comes next
The end of the Commitment does not signal the end of the road. The guidance, shared indicators and peer learning built through the Commitment remain open to every bank. PRB signatories can set targets in this impact area as part of their PRB implementation, and UNEP FI members can join the Healthy and Inclusive Economies Community of Practice, where banks are building a shared vision for financial health.
Read the Impact Report
Explore case studies, findings and lessons for the next phase.
Our new report, “From Ambition to Action: Five Years of Advancing Financial Health and Inclusion in Banking” explores the meaningful actions banks involved in the Commitment have taken in these five years of work.
For UNEP FI Members
Join the Healthy and Inclusive Economies Community of Practice, a dedicated space for UNEP FI members to exchange insights, share challenges, and accelerate action on financial health and inclusion.
Contact Laura Díaz Zea to join.
Resources
- Impact report, 2026. From Ambition to Action: Five Years of Advancing Financial Health and Inclusion in Banking
- Good practice, 2022. Core Indicators to Measure Financial Health and Inclusion
- Progress report, 2023. Commitment to Financial Health and Inclusion: Summary Report
- Guidance, 2024. Driving Impact on Financial Health and Inclusion
Commitment
The commitment and guidelines
Members
The pioneering banks in the Commitment
Resources
2023 summary report and more