The businesses that we finance, invest in and insure depend on nature and biodiversity. The world’s ocean, forests and lands provide much of the raw materials, goods and services which underpin the global economy.

At risk from over-exploitation and environmental degradation, there is an urgent need to manage these natural assets more effectively in order to ensure the health and  wellbeing of society, and stability of businesses and the financial system at the heart of the economy.

The financial community has a critical role to play in safeguarding this stock of natural capital, through financing, insuring and investing in companies in the real economy.

UNEP FI works with members and partners to embed sustainable decision-making into mainstream finance. We provide technical research and guidance, working with the financial community on cutting-edge  innovations and frameworks, and developing industry-wide tools linking science, policy, economics and finance, bringing nature to the heart of financial decision-making.

Explore our tools, projects, initiatives and resources below:

Nature & Financial Disclosures:

  • Task Force on Nature-Related Financial Disclosures (TNFD) – a market-led taskforce ​supported by the G7 delivering a framework by 2023 for organisations to report and act on evolving nature-related risks, in order to support a shift in global financial flows away from nature-negative outcomes and toward nature-positive outcomes. UNEP FI is part of the TNFD Stewardship Group. UNEP is the executing agency of the anchor investment by the Global Environment Facility (GEF).
  • Nature in Scope — A summary of TNFD’s proposed scope, governance, work plan, communication and resourcing plan
  • Proposed Technical Scope — Recommendations for the TNFD

Oceans and land:

Projects with the Natural Capital Finance Alliance (NCFA):

How to start Setting Biodiversity Targets:

  1. Read our report to get started
  2. Use our online ENCORE tool to see which sectors impact and depend on natural capital
  3. Explore our Blue Finance and Land Use initiatives looking at ocean and land impacts
  4. For banks: read our Guidance on Biodiversity Target-setting for banks and join our PRB sub-working group on biodiversity target-setting

Latest Reports:

Nature-positive finance guidance

The Financial Sector Guide for the Convention on Biological Diversity (CBD), which is geared towards all financial institutions, stakeholders and partners, aims to mobilise financial institutions to ensure a nature positive world, by fostering better understanding of nature’s importance for the financial sector, providing insight on the CBD process. The guide is the first of its kind between the CBD and partner organizations, and the financial sector.

Guidance on Biodiversity Target-setting

The Guidance on Biodiversity Target Setting is designed for PRB signatories, allowing banks to take a systematic approach to setting and achieving biodiversity targets. The guidance presents three real-life case studies, and includes a detailed how-to guide and has been developed by 30 PRB signatories, UNEP FI, UNEP-WCMC and the Science-based Targets Network (SBTN). 

Financing a sustainable blue economy: recommended exclusions list

Based on the market-first practical guidance for financial institutions, Turning the Tide, UNEP FI’s recommended exclusions list for a sustainable blue economy provides financial institutions with an overview of activities to exclude from financing due to their damaging impact on the ocean and high risk.

Turning the Tide: How to Finance a Sustainable Ocean Recovery

A practical guide for financial institutions to lead a sustainable ocean recovery This seminal guidance is a market-first practical toolkit for financial institutions to pivot their activities towards financing a sustainable blue economy. Designed for banks, insurers and investors, the guidance outlines how to avoid and mitigate environmental and social risks and impacts, as well…

The Rising Tide: Mapping Ocean Finance for a New Decade

The Rising Tide report maps the current state of ocean finance revealing trends in lending, underwriting and investment activities which impact the ocean. It reveals the frameworks and financial instruments that are successfully addressing ocean sustainability and highlights new opportunities and gaps in the market. It looks across five major ocean-linked sectors chosen for their established…