The businesses that we finance, invest in and insure depend on nature and biodiversity. The world’s ocean, forests and lands provide much of the raw materials, goods and services which underpin the global economy.

At risk from over-exploitation and environmental degradation, there is an urgent need to manage these natural assets more effectively in order to ensure the health and  wellbeing of society, and stability of businesses and the financial system at the heart of the economy.

The financial community has a critical role to play in safeguarding this stock of natural capital, through financing, insuring and investing in companies in the real economy.

UNEP FI works with members and partners to embed sustainable decision-making into mainstream finance. We provide technical research and guidance, working with the financial community on cutting-edge  innovations and frameworks, and developing industry-wide tools linking science, policy, economics and finance, bringing nature to the heart of financial decision-making.

Explore our tools, projects, initiatives and resources below:

Nature & Financial Disclosures:

  • Task Force on Nature-Related Financial Disclosures (TNFD) – a market-led taskforce ​supported by the G7 delivering a framework by 2023 for organisations to report and act on evolving nature-related risks, in order to support a shift in global financial flows away from nature-negative outcomes and toward nature-positive outcomes. UNEP FI is part of the TNFD Stewardship Group. UNEP is the executing agency of the anchor investment by the Global Environment Facility (GEF).
  • Nature in Scope — A summary of TNFD’s proposed scope, governance, work plan, communication and resourcing plan
  • Proposed Technical Scope — Recommendations for the TNFD

Oceans and land:

Projects with the Natural Capital Finance Alliance (NCFA):

How to start Setting Biodiversity Targets:

  1. Read our report to get started
  2. Use our online ENCORE tool to see which sectors impact and depend on natural capital
  3. Explore our Blue Finance and Land Use initiatives looking at ocean and land impacts
  4. For banks: read our Guidance on Biodiversity Target-setting for banks and join our PRB sub-working group on biodiversity target-setting

Latest Reports:

Harmful marine extractives: Offshore Oil & Gas

This briefing paper looks to the ocean, addressing the financial risks and environmental impacts associated with the exploration and production of offshore oil and gas. It takes into consideration the realm of environmental, financial, reputational, regulatory, operational and physical risks associated with these activities, and discusses how financial institutions should engage with and respond to this sector. 

Prioritising nature-related disclosures: considerations for high-risk sectors

This report aims to assist financial institutions wishing to embark on the journey of assessing, measuring, and reporting on their nature-related risks with a sectoral focus. The study also guides the development of potential tools and data collection methodologies, focusing on high-dependency and high-impact sectors as priorities for initial action, providing an overview of the…

Nature in a haystack: Leveraging public nature-related data in disclosure frameworks

This report identifies the availability and suitability of publicly available nature-related data to support financial decision-making in five case-study countries. Its findings and recommendations aim to inform data needs for successful disclosure frameworks, such as the Taskforce on Nature-related Financial Disclosures (TNFD), to be established. The challenges and recommendations are also of relevance for governments…

Are you ready for nature-related disclosure?

This report presents the results of a corporate sector market readiness assessment on their journey to acknowledge nature-related risk management – and how ready they are to embed these risks and opportunities to operations, towards a consistent reporting and disclosure approach. The report aims to create a clear understanding of the state of play of…

Harmful marine extractives: Dredging & marine aggregate extraction

Dredging and marine aggregate extraction are highly damaging to seabed habitats but are needed for a number of sectors that can contribute to a sustainable blue economy. This briefing paper highlights financial, reputational and regulatory risks associated with dredging, setting out a pathway for positive change, and supporting a transition to more responsible practices.